Digital Lending
Loans are personal
Digital lending becomes more than a product, it’s an experience
When it comes to loans, not every consumer wants the same thing. Some look for better rates, while others are driven by the lowest payment. Some want options and others seek a pre-approval. Regardless of what motivates them, VisiFI Digital Lending is the digital application that enables you to provide customization and is also easy to navigate.
- Bring the application to life – VisiFI Digital Lending allows members to visualize their goal. Then brings it to life with images and creative ways to get where they want to go – whether that means refinancing or buying a car, booking a new vacation, getting ready for a wedding, or anything where a personal loan makes sense.
- Application made easy – With VisiFI, members can take a picture of their driver’s license and the system captures the information and auto-fills the application. Now that’s slick.
- Fully automate the experience – From credit report to pre-approvals to document exchange, VisiFI makes it possible to incorporate the full loan origination process. So, you have everything you need for a fast and simple member experience.
- In-branch experience from anywhere – Provide a modern, easy-to-use, and fully customized in-branch experience online, in-branch or from an e-branch truck at an outdoor event applying for a credit card or loan.
Go Digital…Stay Personal. Now that’s our style.
Loans with options
VisiFI has the technology to make it easy
We understand that the “real work” is the underwriting process to get the loan approved and completed. VisiFI Digital Lending offers a fully customized and tailored application to fit credit union and member needs at the same time, with:
- Multi-channel versatility - Add VisiFI Digital Lending to your website, send members a customized access link, and/or make it part of our online/mobile banking digital solution suite.
- Tailored to fit - Customize your workflow and auto-decisioning rules to fit your eligibility requirements – and comfort level.
- Save time - Automatically complete the loan application and components of the loan underwriting, so that the loan officer has everything they need to begin working the loan.
- Convenient Integrations- JD Power integration includes car evaluations (NADA) and vehicle images (Chrome) to make the underwriting process more efficient. Members are also encouraged to upload necessary documents (i.e. Payoff Letter, Title, etc.) to make key images and information digitally available to the lender.
- Portal eases administration - Manage applications within the admin. portal to complete applications and communicate with members quickly and efficiently.
Learn more about our Digital Branch Solutions
